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Commercial ATE Insurance

Empower your clients to pursue high-value claims without the risk of adverse costs. Protect business capital while seeking the justice the company deserves.

What is Commercial ATE Insurance?

Commercial disputes are an inevitable part of today’s business world. It could be about a shareholder dispute, contractual dispute or an issue concerning intellectual property. They also affect businesses of all sizes – whether a sole trader, SME or a FTSE 100 company.

The cost of litigation and dispute resolution for your clients wishing to protect their commercial interests is something highly relevant in today’s economic climate with sustained pressure on both profits and costs.

Temple’s integrated ATE insurance and disbursement funding mitigates the costs of protecting your client’s business when pursuing a commercial dispute. Our cover eases the pressure on their balance sheet whilst allowing the legal action to be pursued with confidence to its fullest potential.

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Always Deferred and Contingent: Why We Offer This, and Why It Matters

In short, there is nothing to pay if the claim fails and, if you win, nothing to pay until your client has received their damages.

  • This principle is at the heart of our ATE insurance offering – we have always believed this works best for your clients.
  • For no initial cost, they have the peace of mind and protection they need – throughout the life of the case.
  • If things don’t work out, we step in and pick up the tab. If the claim is successful, only then will your client have anything to pay.

Case Types

Our ATE insurance is versatile and can be applied to almost any commercial dispute. While we handle general litigation, we have deep expertise in the following specialist categories:

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Professional Negligence

Errors or poor advice by professionals causing loss

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Property Litigation

Litigation insurance for property disputes

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Shareholder Disputes

Conflicts between company shareholders over rights or control

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Insolvency Litigation

Legal claims arising from insolvency or company failure

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Media and Communications Litigation

Disputes over media, defamation, and communications law

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Financial Mis-Selling

Misleading sale of financial products causing client loss

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Public Law Disputes

Legal challenges to decisions made by public authorities

Close-up of a judge’s gavel beside a nameplate reading “Competition Law,” representing legal disputes supported by Temple Legal Protection’s commercial ATE insurance.

Competition Law Disputes

Rules preventing unfair market practices and monopolies

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Construction Disputes

Disputes over construction contracts, defects, or delays

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Arbitration Insurance

Private dispute resolution outside court via arbitration

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Contentious Trusts and Probate

Disputes over wills, trusts, and estate administration

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Undisclosed Commission Claims

Cases involving undisclosed commissions

Ready To Take The Next Step?

Check your case in 48 hours. The Temple Case Checker (TCC) is a fast, free, no-commitment service for commercial litigators.

  • Try before you buy: Get an expert opinion on insurability without a full proposal form.
  • Rapid Response: We provide an initial indication of terms within 2 business days.
  • Zero Cost: Save your billable time and your client’s money.
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Bespoke Underwriting

For complex cases, our experienced team provides quick, commercial decisions to get your funding in place.

Chartered Excellence

As a Corporate Chartered Underwriting Agent, we operate to the highest professional and ethical standards in the UK.

A-Rated Security

Backed by Intact Insurance UK Limited, providing global financial strength for your peace of mind.

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Temple Legal are brilliant.  Jamela and her team have a deep understanding of litigation and legal risk. They are responsive to client requirements throughout and have developed a user-friendly platform for case updates.

Securing ATE insurance cover from Temple Legal provides enormous comfort to libel defendants. It is a key factor in their decision to defend claims against them as it insulates them from the risk of paying opponents’ legal costs.

We look forward to working with Temple Legal again soon.

David RomainEgality Law LLP

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We and our clients have used Temple for ATE insurance on many occasions. Most recently we acted for a liquidator pursuing claims to recover assets for the liquidation estate. After lengthy and heavily contested litigation, ultimately settlement was achieved at mediation. That settlement was only possible with the assistance of Temple’s direct, pragmatic and commercial approach. This was much appreciated by both us and the client.

Matthew KellyFreeths Solicitors

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Wilson Browne Solicitors have a long-standing arrangement with Temple Legal Protection to provide litigation insurance cover for our property litigation clients. It is extremely straightforward to use, the policy quite simply works and it is comforting for clients to have the option of disbursement funding in addition. All in all the whole thing is a bit of a ‘no-brainer’, especially for clients who are naturally concerned about the financial risks when undertaking litigation. Once in place the policy gives both us and clients great peace of mind: it allows us to get on and deliver on our promise of being “all the help you need.

Kevin RogersWilson Browne Solicitors

Resources & Downloads

Access the technical documents and application forms you need to secure ATE insurance and disbursement funding for your clients

Speak to one of the team

Direct access to decision-makers. No call centers.

Matthew Pascall

Legal Director – Head of Commercial

Matthew Pascall - Legal Director, Head of Commercial

Jamela Collins

Technical Underwriting Manager

Jamela Collins - Technical Underwriting Manager

Andy Lyalle

Senior Business Development Manager

Andy Lyalle - Senior Business Development Manager

James Jobling

Senior Business Development Manager

James Jobling - Senior Business Development Manager

Sukhbir Kaur

Senior Underwriter

Sukhbir Kaur - Senior Underwriter

Amy Edgington

Head of Commercial Operations

Amy Edgington - Head of Commercial Operations

Tadgh Kelly

Solicitor – Underwriting Director

Tadgh Kelly - Solicitor, Underwriting Director

Ready to protect your litigation?

Our specialist commercial underwriters are ready to review your case or discuss a delegated authority scheme for your firm today.

Prefer to reach out directly?

Common FAQs

Some of the key questions about Commercial After the Event Insurance. Can’t find the question? go to our FAQs page.