Clinician examining a person’s elbow injury during a medical assessment, representing personal injury claims

Personal Injury ATE Insurance

The insurance cover, expertise and service you and your clients need in a competitive market

The Evolving Personal Injury Landscape

The legal landscape for solicitors in the personal injury market has changed dramatically since the introduction of Legal Aid, Sentencing and Punishment of Offenders Act 2012 (LASPO), and it continues to evolve at a rapid pace. Law firms have had to adapt to a range of developments, including the introduction of fixed costs, changes in how work is sourced, rising expert fees, and increasing court fees.

Despite these challenges, the market remains highly competitive. The evolving legal environment has led to tighter margins, meaning law firms must work just as hard as ever while finding innovative ways to stay profitable. This includes embracing new technologies and meeting clients growing expectations. Today, there is a strong demand for streamlined processes, transparent communication, and faster case resolutions, all of which are driving innovation in personal injury case management.

Our Expertise and Support

With over 25 years of specialist knowledge and experience in personal injury litigation, we understand the challenges law firms face.

Whether your client has suffered a serious, life-changing injury or is the victim of a workplace accident, we provide tailored solutions designed to support your firm and your clients.

Emergency responder providing medical assistance to an injured person at a roadside scene, representing road traffic accident claims

Case Types

At Temple Legal Protection, we offer comprehensive coverage for a wide range of personal injury claims. If you are uncertain about your specific case, please do not hesitate to contact us.

We are always available to discuss your requirements and provide tailored guidance.

Cars driving on a wet road at night with headlights and emergency lights, representing road traffic incidents and motor insurance claims

Road Traffic Accident (RTA)

Injury claims from road accidents involving vehicles or pedestrians.

Yellow “wet floor” warning sign at the base of stairs, representing accident risk and slip-related personal injury claims supported by ATE insurance

Public Liability

Claims for injuries in public due to negligence by businesses or authorities.

Hand protecting a model house from water damage, symbolising property protection, landlord support, home insurance, and legal protection for property owners.

Occupiers Liability

Claims for injuries caused by unsafe conditions on a property.

Individual seated in a hospital corridor with a leg in a cast and crutches, speaking with a medical professional, representing personal injury recovery and related legal claims supported by insurance.

Employers Liability

Employee claims for injury or illness due to unsafe work conditions.

Hospital corridor with medical staff transporting a patient on a bed, representing the implications of personal injury incidents and the need for legal cost protection through ATE insurance

Fatal Accident

Claims by families after a death caused by negligence.

Bespoke Underwriting

For complex cases, our experienced team provides quick, commercial decisions to get your funding in place.

Chartered Excellence

As a Corporate Chartered Underwriting Agent, we operate to the highest professional and ethical standards in the UK.

A-Rated Security

Backed by Intact Insurance UK Limited, providing global financial strength for your peace of mind.

quote

I have relied exclusively on Temple for ATE insurance for the past 8 years.  They were willing to provide cover to a firm newly commencing asbestos disease work.  They recognised my previous experience with other firms and expertise in this area of practice.  The product itself is excellent, providing all the cover required at reasonable premium levels.  The delegated nature of the scheme allows for seamless arrangement of policies through the excellent online portal.  On the few occasions a claim has been necessary under a policy, Temple have been understanding, helpful and efficient in reimbursing the cost of disbursements and court fees.  I have felt throughout my involvement with Temple that it is an arrangement based on mutual trust.  They have demonstrated repeatedly that they rely on the skill and knowledge of those they insure, and I have been reassured that I can rely on them if claims are not successful.  Without the support of Temple I would not have been able to operate my asbestos litigation practice in the way I have.

David CassPartner at Hemingways Solicitors

quote

Temple Insurance is an intrinsic part of our litigation model, and in our view, provides maximum protection for our clients at a very reasonable premium. We have been insuring with temple insurance for about 15 years, and before that we tried several other insurance companies.  Temple have been supportive all the way through. They are not overly risk averse, and when a claim fails, they assess our claim fairly and rapidly. I cannot remember a single time when our claim for reimbursement of disbursements has been refused unfairly. Before we used Temple, time and again we faced unreasonable challenges to our insurance claim. I  would recommend any litigation department to rely exclusively on the temple insurance product.

Kevin LiddyLiddy’s Solicitors

Speak to one of the team

Direct access to decision-makers. No call centers.

Matthew Best

Director - ATE Partnerships

Matthew Best - Director, Head of Personal Injury and Clinical Negligence

John Durbin

Senior Business Development Manager

John Durbin - Senior Business Development Manager

Mandy Dimmer

Assistant Underwriting Support Manager

Mandy Dimmer - Assistant Underwriting Support Manager

Lisa Fricker

Head of Solicitor Services & Quality Assurance

Lisa Fricker - Head of Solicitor Services and Quality Assurance

David Stoker

Senior Underwriter

David Stoker - Senior Underwriter

Peter Cornish

Senior Underwriter

Peter Cornish - Senior Underwriter

Taffy Kuzipa

Senior Underwriting Support Assistant

Taffy Kuzipa - Senior Underwriting Support Assistant

Yaiza Maldonado

Underwriting Support Assistant

Yaiza Maldonado - Underwriting Support Assistant

Tadgh Kelly

Solicitor – Underwriting Director

Tadgh Kelly - Solicitor, Underwriting Director

Ready to protect your litigation?

Our specialist personal injury underwriters are ready to review your case or discuss a delegated authority scheme for your firm today.

Prefer to reach out directly?

Common FAQs

Some of the key questions about Personal Injury After the Event Insurance. Can’t find the question? go to our FAQs page.